The Obie Blog

From coverage clarity to practical property tips, explore what you need to keep your real estate investments protected.

The Baldwin Group Completes Acquisition of Obie

The Baldwin Group has completed its acquisition of Obie, strengthening its embedded insurance distribution capabilities across the real estate investor ecosystem. The partnership expands access to technology-driven insurance solutions for landlords while preserving Obie’s specialized focus, nationwide reach, and platform-led approach to modern insurance distribution.

Obie Named “Insurance Company of the Year” at IMN’s SFR Industry Awards

Obie is named IMN’s 2025 Insurance Company of the Year for redefining landlord insurance with expert coverage, integrations, and tools built for SFR investors.

More Carriers. More Control. Obie Adds Markel to Empower Investors With More Insurance Options.

By integrating with Markel, a leading name in specialty insurance, Obie expands its capacity for its nationwide program, giving landlords greater flexibility, better pricing, and coverage tailored to their investment strategies.

Obie Named to 2025 Inc. 5000, Ranking in the Top 10 for Insurance

Obie ranked #350 on the 2025 Inc. 5000 and #9 in Insurance, marking a 500+ spot leap from last year. This recognition reflects our commitment to faster coverage, stronger partnerships, and supporting the real estate investment ecosystem.

Meet the New Obie: Moving Investment Property Insurance Forward

The insurance industry is changing rapidly—and Obie is evolving with it.

Obie Partners With Fund That Flip to Streamline their Lending Process

Obie and Fund That Flip are working together to eliminate the insurance headaches associated with closing on a loan on your investment property.

Obie Teams Up With Roofstock

Obie is teaming up with Roofstock to help streamline investment property transactions.

Obie Partners With Baselane to Simplify Landlord Finances

Obie Partners With Baselane to Simplify Landlord Finances

2021 Year in Review

We've been hard at work in 2021. See how we've grown, what we've done, and where we're headed in our year- end review.

6 Tips for Renting Out Your Home in the Winter

Have a vacant rental property in the winter? Don't fret. Follow these six tips to attract and keep tenants in the cold winter months.

7 Holiday Home Disasters & Whether Your Insurance Will Cover Them or Not

Protect your rental property this holiday season. Be prepared for these 7 home disasters and know what your landlord insurance will cover.

How to Buy Rental Property: 7 Tips for First-Time Investors

Looking to invest in real estate? Here's how you can buy rental property and become a landlord.

Obie Announces Partnership With Fractional to Make Investing More Accessible

Obie announces partnership with Fractional — a social platform for real estate investing with others. Through this partnership, investors can buy rental property and get coverage all in one place.

How Much to Charge for Rent? A 5-Step Guide for Landlords

Monthly Rent = (Home Value × 0.8 % to 1.1 %), then cross-check expenses, comparable listings, and any local rent caps. This range keeps cash flow positive while staying competitive for tenants.

Obie Partners With Belong to Support New Landlords

Obie has partnered with Belong to help provide new landlords with rental property insurance. Instead of spending hours (or days!) shopping around for property management companies and insurance, this partnership provides the convenience and ease of getting both in one place.

Obie Partners With Doorvest to Provide Coverage to Investors

Obie is proud to announce a partnership with Doorvest —a full service real estate investing platform that helps everyday people buy and own rental homes completely online.

8 Common Tenant Complaints and How to Resolve Them

Tenant complaints happen — but landlords can resolve them quickly. Explore the most common issues and effective solutions.

Obie and NestEgg Partner for Seamless Property Management Experience

Obie is partnering with NestEgg, a property management company that takes the stress out of being a landlord. Learn more about the partnership and NestEgg.

Does Landlord Insurance Cover Tenant Damages? A Landlord’s Guide

Yes, but coverage for tenant damage depends entirely on two things: the peril and the type of landlord insurance policy you have. Your policy is designed to protect you from catastrophic financial losses, not to cover every instance of tenant carelessness.

Should I Sell or Rent My House? 8 Factors to Consider

Moving properties and not sure whether to rent or sell your first home? Here are some key considerations to help you make a decision.

What Is an Escrow Account? Your Guide to Mortgagee Billing

Have some questions on your mortgagee billing? See how you can set up your mortgagee billing, switch carriers mid-policy, and more.

Top 9 Signs of Clogged Gutters & How to Fix Them

Clogged gutters can cause problems like mold, flooding, wall damage, and much more. Identify the signs of clogged gutters before your property is damaged.

How to Rent Out Your House: Your Guide to Becoming a Landlord

Renting out your first property can yield passive income as you settled into your second property. Learn how to rent out your house in our definitive guide.

11 Signs of Water Damage on Your Property

Catch water damage early and you could save thousands in repair costs. Here's how you can spot water damage on your property before it gets worse.

DP1 vs DP3: What Dwelling Policy Do You Need?

What is a DP1 policy? A DP3? And which one is best for your property? We've got your questions answered.

The Must-Do Fall Maintenance Checklist for Landlords

Prepare for winter with this ultimate fall maintenance checklist. Landlords with rental properties, follow this list to reduce damage to your property and keep your tenants safe and warm.

The Landlord’s Ultimate Guide to Rental Property Inspections

As a landlord, you may wonder if you should be inspecting your property regularly. What should you be looking for and how often should you be looking? Find out here.

When Are Landlords Liable for Tenant Injuries?

Learn what landlords can be held liable for. Protect yourself and your rental property with landlord insurance.

Landlord Insurance vs. Homeowners Insurance: Which Policy Do You Need?

Landlord insurance protects a rental property’s structure, covers liability for tenant injuries, and reimburses lost rent after a covered loss, whereas homeowners insurance is for an owner-occupied home—paying for the structure, the owner’s personal belongings, and temporary living costs during repairs.

Top 11 Tips for First-Time Landlords

Learn the top tips to help you thrive as a landlord.

Proudly announcing our $10.7M Series A funding

Obie closes $10.7M Series A funding to reinvent the insurance process for landlords and real estate investors.

How Landlords Can Avoid Natural Disaster Scams and Fraud

After natural disasters, scammers and fraudsters try making money off unsuspecting landlords. See common red flags and how to avoid falling for a scam.

When to Consider an Umbrella Insurance Policy

Get information on what’s covered in an umbrella insurance policy, how much umbrella policies cost, and more with this helpful guide.

Insurance Policies for Buildings Under Construction

Protect your property during construction with the right insurance coverage designed for landlords and real estate investors.

The Importance of Earthquake Insurance

Learn what earthquake insurance coverage includes and what types of plans are typically available.

Wind or Hail Deductibles and Your Insurance

Wind and hail deductibles are a necessity for many homeowner insurance policies. Learn if you need wind and hail coverage and how to choose a policy.

What is Replacement Cost Value Insurance Coverage?

What is replacement cost value? Learn what replacement cost value is, how it may relate to your insurance policy, and how it compares to other insurance options.

Everything You Need to Know About Buying Vacant Buildings

Vacant properties carry higher liability and coverage challenges investors must address upfront.

Remote Work and Commercial Real Estate Insurance

Shifts in office demand and usage are reshaping how commercial real estate insurance is underwritten.

The Role of Asset Management in Commercial Real Estate

Strong asset management strategies preserve property value and optimize investor returns in CRE.

How to Create An Effective CRE Tour

A well-structured CRE tour balances preparation, presentation, and follow-up to ensure prospects walk away with a clear impression of the property.

What You Need to Know When Buying Commercial Property Insurance

Calculating the insurance rates of commercial property is much different than residential property. Here’s what you need to know.

Insurance Costs and Your Proforma

In part one of a series on insurance costs and related topics, Obie founder Ryan Letzeiser walks you through important considerations when exploring commercial real estate insurance.

How to Factor In ARV Before Investing in a Distressed Property

After-Repair Value (ARV) sets the benchmark for a property’s post-renovation value, helping investors decide whether a distressed deal is profitable.

How to Take Commercial Real Estate Photos

High-quality photos emphasize space, lighting, and details that influence buyer perception and speed up the sales process.

CRE Comparative Market Analysis: What to Look For

By analyzing comps, square footage, and location, a CMA provides clarity on whether a property is priced right.

How CRE Tech Can Make Owners Better Landlords

By leveraging CRE tech, landlords can enhance daily efficiency, improve tenant satisfaction, and protect property performance

Obie Raises $2.8M to Transform Commercial Real Estate Insurance and Portfolio Management

Obie, a rental property insurance company, launches publicly as it raises seed funding from Y Combinator, MetaProp, FundersClub, and others.

Understanding The Shift From LIBOR to SOFR

The shift to SOFR changes loan benchmarks, affecting rates and terms on commercial real estate debt.

Understanding Inverted Yield Curves in Commercial Real Estate

An inverted yield curve signals economic uncertainty that directly impacts commercial real estate financing.

Is Private Mortgage Insurance (PMI) Worth it?

PMI does add cost but can make financing possible for investors with less upfront capital.

What To Know About Your Cap Rate

Cap rate measures a property’s potential return, guiding investors in evaluating income-producing real estate.

How to Invest in Commercial Real Estate With Little Money

Creative financing, partnerships, and small-scale deals allow investors to access CRE opportunities without large upfront capital.

Factoring In ARV Before Investing

After Repair Value (ARV) is one of the most important tools for house flippers. Here’s how to calculate it and use it to guide smart investments.

How to Create Positive Real Estate Cash Flow

Creating cash flow in real estate depends on property selection, financing strategy, and ongoing expense management

The Value of Commercial Real Estate Insurance

Commercial real estate insurance coverage is a way for investors to mitigate the risk that comes along with owning a property.

Commercial Real Estate Risk Management Strategies

Mitigate risks in commercial real estate investing with proven insurance and management strategies designed for long-term protection.

Why You Should Use a CRE Insurance Calculator Before Committing to an Insurance Plan

An insurance calculator estimates coverage costs and risks, helping CRE investors choose the right plan.

How to Find Commercial Real Estate Online

Online CRE searches rely on accurate listings, filters, and market data that reveal the properties most aligned with investor goals.

Commercial Real Estate vs. Residential: Where to Invest

Weigh the pros and cons of commercial and residential properties to determine which real estate investment best fits your goals.

What is Real Estate Wholesaling?

Wholesaling lets investors profit from property contracts without owning the real estate directly.

Defining Commercial Property Value

Defining commercial property value requires an understanding of average and good returns on commercial real estate.

Investing in Mixed-Use Developments

How to Start Investing in Real Estate

First-time investors succeed by focusing on property types, financing options, and risk management before making a purchase.

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