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Obie makes investment property insurance easy. Protect yourself and your investment today.
What is Obie Landlord Insurance?
Get a fast quote
Get a fast quote
Get a fast quote
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Obie makes investment property insurance easy. Protect yourself and your investment today.
What is Obie Landlord Insurance?
Obie is reinventing the insurance process for landlords and rental property investors. Whether you're a seasoned investor or just starting out, Obie makes requesting a quote and getting coverage simple, affordable, and transparent.
Our simple quote request process will match you with the right insurance for your rental. It couldn't be easier, or faster.
Get the coverage you need to protect your investment, and save some money for your future investments.
Our whole process is online and straightforward. Just answer a few property questions and we’ll get you covered.
Obie streamlines landlord insurance, offering instant quotes in all 50 states. Getting a quote and purchasing a policy online is faster than ever before, making it easy to get covered and protect your investment.
Every rental property is different so we built Obie to be customizable. We’ll make sure that you’re covered and your investment is protected.
Landlord insurance will help protect you from the unexpected.
Grow cash flow and asset value by decreasing insurance costs.
Relax knowing you and your rental property are covered.
AK #3001323846
AL #3000908445
AR #3000916052
AZ #3000916073
CA #6002583
CO #648689
CT #2716551
DC #3001009541
DE #3001247094
FL #L109506
GA #213072
HI #534451
IA #3000916206
ID #838797
IL #3001410691
IN #3563275
KS #845129262-000
KY #1091384
LA #863278
MA #2141684
MD #3000916120
ME #AGN378956
MI #128349
MN #40736335
MO #3000915661
MS #15040365
MT #3001247095
NC #1000712051
ND #3001247091
NE #3001266894
NH #3001152116
NJ #3001232518
NM #3002380649
NV #3562275
NY #1638380
OH #1313308
OK #3000916108
PA #953805
PA #1027420
PA #1038898
RI #3001151816
SC #3000916142
SD #10027388
TN #3001140087
TX #2538944
UT #819412
VA #148902
VT #3653729
WA #1101235
WI #3000916141
WV#3001232811
WY #460662
AZ #3001495975
CA #6006652
CO #709122
FL #L114608
IL #3001410691
IN #3715685
IN #3726236
MD #3001485673
MI #134516
NJ #3001475592
NV #3715355
NV #3733855
OH #1389553
OH #1396167
OR #3001525732
PA #1027420
PA #1038898
TN #3001475594
TX #2720237
TX #2722701
UT #886292
UT #886293
VA #152131
WI #3001475580
Property Protection
Helps cover the physical property of your rental investment.
Liability Protection
Helps cover medical and legal expenses resulting from accidents on your property.
Loss of rental income coverage
Provides temporary rental reimbursement should your property become inhabitable.
Size
Larger homes often require more resources to repair or rebuild following a loss.
Value
A property with high market value will likely cost more to insure since it costs more to repair and replace.
Age and Materials of Home Construction
Older and poorly maintained properties are typically more complex to repair since necessary parts might be hard to find. Older homes might also require more repairs to be brought up to current code.
Tenancy
Short-term monthly leases might attract tenants that are less concerned about the property’s upkeep and more likely to cause damage than long-term tenants.
Crime Risk
A property located in an area known for frequent incidents of burglary, arson, and other crimes presents an increased risk of claims for insurers.
Environmental Risk
Properties located in areas that are prone to natural disasters like wildfires and hurricanes experience more frequent and significant damages.
Coverage Maximums
Landlord insurance policies usually have a set maximum amount of coverage per event or per year. While choosing a higher maximum may provide greater coverage, it will come at a higher price point.
Add-On Coverage
Insurance add-ons, such as guaranteed income, flood, and emergency coverage, can drive up the overall cost of your landlord insurance.
Fire
Lightning
Smoke
Explosion
Windstorm & hailstorm
Vehicle Impact
Aircraft Impact
Riots or civil commotion
Volcanic explosions