Rental property protection that is right for you your investment

Get the right protection for your rental property without breaking the bank. Request a personalized quote in under 5 minutes.

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Industry-Trusted Rental Property Insurance Available In 50 States

Our values guide how we treat our customers, our teammates, and ourselves. We prioritize doing good, being curious, playing fair, and staying flexible.

Custom Rates

Get a free, no-obligation insurance quote customized to your property’s needs.

Comprehensive Coverage

Trust that both you and your property are protected.

Easy to Switch

Switching coverage is simple and quick.

How It Works

Our values guide how we treat our customers, our teammates, and ourselves. We prioritize doing good, being curious, playing fair, and staying flexible.

01.

Fill Out a Short Form

Provide key information in a process designed to take under 5 minutes.

02.

Receive a Quote

Receive a free, no obligation quote.

03.

Get Coverage

Better manage your risk and ensure you and your investment are properly protected.

OBIE AGENTS

Ensure You’re Properly Protected

Coverage

Homeowners Insurance

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DETAILS

Building

Yes

No

General Liability

Yes

No

Personal Property

No

Yes

Loss of Rent

Yes

No

Other Structures

Yes

No

Medical Payments

No

Yes

DETAILS

States Available

47 State (Excluding FL, TX, NY)

Carrier/Reinsurer/Rating

Arcana/Lloyds of London (AM Best A)

Admitted/Non-Admitted

Non-Admitted

Instant Quote and Bind

Yes

Batch Quoting

No

Batch Options

Annual pay (Credit Card (3.5%, ACH-$3, Mortgagee Billing). Agents are financially responsible for canceled earned premium + certificate fees). Requiring clients to pay in full on every policy avoids the possibility of agents owing money.

Fix and Flip

Yes

Short Term Rentals

No

Renovations

Major and minor

Vacancy

Yes

Condos

Yes

Mobile Homes

Yes

DETAILS

States Available

• Digital Partners- IL, IN, OH, PA, WI
• Accelerant- AZ, CA. CO, NV, MI, UT

Carrier/Reinsurer/Rating

• Digital Partners/Munich- (AM Best A+)
• Accelerant (AM Best A-)

Admitted/Non-Admitted

• Digital Partners- Admitted
• Accelerant- Non-Admitted

Instant Quote and Bind

No, Quote request should be submitted via form and completed by the agency dev team

Batch Quoting

Yes, Batch quotes must be sent to the agency dev team in excel format.

Batch Options

Annual Pay (Credit Card or Mortgagee bill)
• No fees

Fix and Flip

No

Short Term Rentals

• Munich- No
• Accelerant- Yes, must list how many days occupied

Renovations

Minor renovations only

Vacancy

Up to 90 days

Condos

No

Mobile Homes

No

Get Started

1Other structures: May require an endorsement or add-on, Covers other buildings on the property not attached to the main structure.

2Medical Payments: Covers guests’ medical bills if they are injured on the property.

Testimonials from Real Customers

Perfect!

“I have enjoyed working with Obie Insurance for a number of years now.  Easy to work with, they find great insurance plans/rates, and are always fast to respond to all of our insurance needs!”

Saf S.
Perfect!

“The people at Obie are great to work with! They’ve always responded quickly to my questions and concerns.”

Britnie L.
Perfect!

“Easy fast and smooth process, and really good rates!”

Mohit G.
Perfect!

“Obie was so easy to deal with and got the coverage that I needed. My old policies had exclusions and I didn't even know it until Obie reviewed.”

Nate H.
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